When applying for Medicaid in Florida, it’s important to be aware of the five-year look-back period—a rule designed to prevent individuals from transferring assets solely to qualify for benefits.

What It Means
Florida Medicaid reviews all asset transfers and gifts made within the 60 months (5 years) prior to your application date.

Why It Matters:

• Uncompensated transfers—such as gifting assets or selling property for less than market value—can result in penalties that delay or deny your eligibility.
• The goal is to ensure Medicaid benefits go to those who genuinely need Long-Term Care, not those who gave away assets to meet the limits.
• Any questionable financial moves during this period may require additional documentation or trigger a transfer penalty period.
  

Plan Early, Protect More
Effective planning with a qualified Elder Law attorney can help you manage your assets legally and avoid costly mistakes. Don’t wait until it’s too late—plan ahead to protect your financial future.

Whether you're planning ahead or facing immediate nursing home costs, our attorneys are here to help you protect your assets and secure Long-Term Care—without jeopardizing your savings. Contact us today to schedule your free consultation.

Florida’s Medicaid Look-Back Period